SACCO financial evaluation methods Saccos

SACCO financial evaluation methods

Savings and Credit Cooperative Organizations (SACCOs) play a vital role in providing financial services to members, especially in Kenya and other parts of Africa. To ensure sustainability, transparency, and growth, SACCOs must regularly evaluate their financial performance. Financial evaluation methods allow SACCO management, members, and regulators to assess the health of the organization, identify risks, […]

Agribusiness

Smart irrigation solutions for small farms (2026 Trends)

Smart irrigation has become one of the most transformative technologies in modern agriculture  and in 2026, the shift is even more visible on small farms. With climate change causing unpredictable rainfall, rising temperatures and frequent droughts, smallholder farmers are increasingly turning to data-driven water management systems. The good news? Smart irrigation tools are no longer […]

Agribusiness

How to start a profitable strawberry farm in Kenya

Strawberry farming has become one of the most attractive agribusiness ventures for Kenyan farmers looking for high-value crops with quick returns. Demand for fresh strawberries continues to rise, driven by hotels, bakeries, supermarkets, juice makers, yogurt companies and households that love the fruit’s sweet taste and visual appeal. The best part? Strawberries grow well in […]

SACCO lending best practices Importance of loan repayment analysis Saccos

SACCO lending best practices

Savings and Credit Cooperative Organizations (SACCOs) play a vital role in providing financial services to members, offering loans for personal, business, and emergency needs. Unlike commercial banks, SACCOs are member-owned and focused on promoting financial well-being within their communities. To ensure responsible borrowing, effective management, and sustainable operations, both members and SACCO management must follow […]

Tips for managing SACCO loan repayment Debt management challenges faced by SACCOs Loan repayment performance analysis Saccos

Tips for managing SACCO loan repayment

SACCO loans have become a popular way for Kenyans to access funds for personal, business, or emergency needs. Unlike traditional banks, SACCOs (Savings and Credit Cooperative Organizations) focus on serving their members, often offering lower interest rates and flexible repayment terms. While SACCO loans are convenient, effective repayment requires careful planning and financial discipline. Failing […]

Understanding SACCO loan repayment terms Advantages of loan restructuring Why SACCOs offer loan restructuring Saccos

Understanding SACCO loan repayment terms

Savings and Credit Cooperative Organizations (SACCOs) have become a popular financial solution for Kenyans looking to access loans with flexible terms. Unlike banks, SACCOs are member-owned cooperatives that prioritize the welfare of their members. If you are considering taking a SACCO loan, understanding the repayment terms is crucial to ensure timely repayment and avoid penalties. […]

Agribusiness

Piglet Diarrhoea: The quick fix every farmer should know

Diarrhoea in piglets is one of the most feared problems in pig farming. It strikes fast, spreads quickly and can turn a healthy litter into a life-threatening situation within hours. Farmers who have experienced it know how suddenly piglets can shift from active, lively feeders to weak, cold, dehydrated and dangerously thin. Because diarrhoea is […]

Agribusiness

The magic behind double -yolk eggs in your poultry farm 

Double-yolk eggs have always fascinated farmers and consumers alike. They are rare, eye-catching and often viewed as special gifts from the coop. But behind this little marvel lies a combination of biology, nutrition, genetics and management practices that many poultry keepers overlook. Understanding the science and conditions that create double-yolk eggs can help farmers improve […]

SACCO loan disbursement process Difference between loan top-up and loan refinancing Loan portfolio management: Strategies for effective risk control and profitability Common types of loan security Techniques for detecting loan fraud Loan Fraud Detection Debt collection strategies Borrower income verification Factors affecting loan repayment capacity The importance of credit scoring in SACCOs Components of SACCO loan evaluation SACCO loan evaluation Saccos

SACCO loan disbursement process

Savings and Credit Cooperative Organizations (SACCOs) play a crucial role in providing financial support to members through loans. While applying for a SACCO loan is an essential first step, understanding the loan disbursement process is equally important for members. A clear knowledge of how loans are processed and disbursed ensures a smooth borrowing experience and […]

Lending guidelines in SACCOs Consequences of loan default in a SACCO: What borrowers and members should know How to prevent loan default in SACCOs SAFER Fund Saccos

Lending guidelines in SACCOs

Savings and Credit Cooperative Organizations (SACCOs) provide a vital financial service to members, offering affordable loans and promoting responsible saving habits. However, to ensure sustainability and fair access, SACCOs operate under strict lending guidelines that dictate how loans are approved, disbursed, and repaid. Understanding these guidelines is crucial for members who wish to borrow effectively […]

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