List Of SACCOs In Kenya

Savings and Credit Cooperative Societies (SACCOs) play a critical role in Kenya’s financial ecosystem, offering affordable financial services tailored to the needs of their members. These cooperative societies promote a culture of savings and provide easy access to credit, making them an indispensable resource for various demographics, including small business owners, farmers, and employees across different sectors. Whether you are looking to save for a rainy day or seeking a loan to start or expand your business, there is a SACCO that can cater to your financial needs.
Types of SACCOs
In Kenya, SACCOs are categorized primarily into two main types: Deposit-Taking SACCOs (DT SACCOs) and Non-Deposit-Taking SACCOs (BOSA SACCOs).
- Deposit-Taking SACCOs (DT SACCOs): Also known as Front Office Service Activities (FOSA) SACCOs, these institutions provide banking-like services, including accepting deposits and providing loans to their members. They are regulated by the Sacco Societies Regulatory Authority (SASRA).
- Non-Deposit-Taking SACCOs (BOSA SACCOs): These SACCOs primarily focus on providing loans and savings services to their members but do not accept public deposits. They operate under the cooperative societies’ regulations.
Names of the Deposit Taking SACCO Society | Postal Address | Physical Location of Head Office | County Location of Head Office | |||||
1 | 2NK Sacco Society Ltd | P.O Box 12196 – 10109, Nyeri | Kangaru Building, Gakere Road | Nyeri | ||||
2 | Acumen Sacco Society Limited | P.O. Box 1325 – 00200, Kajiado | Great Wide Mall, Magadi Road, Nairobi | Nairobi | ||||
3 | Afya Sacco Society Ltd | P.O Box 11607 – 00400, Nairobi. | Afya Centre, Tom Mboya Street, Nairobi | Nairobi | ||||
4 | Agrochem Sacco Society Ltd | P.O Box 94 – 40107 Muhoroni | Muhoroni Town | Kisumu | ||||
5 | Ainabkoi Sacco | P.O Box 120-30101, Ainabkoi | Ainabkoi Farmers’ Cooperative Society Land Eldoret, Naiberi, Timboroa Road | Uasin Gishu | ||||
6 | Airports Sacco Society Ltd | P.O Box 19048 – 00500, Nairobi | Kenya Airports Authority Head Quarters Building | Nairobi | ||||
7 | Amica Sacco Society Ltd | P.O Box 816 – 10200, Murang’a | Mugama Union Building – Uhuru Road, Murang’a | Murang’a | ||||
8 | Ammar Sacco Society Ltd | P.O Box 6957 – 01000, Thika | Elica Plaza, Kwame Nkrumah Road, Thika Town | Kiambu | ||||
9 | Ardhi Sacco Society Ltd | P.O Box 28782 – 00200, Nairobi | Survey Kenya Field Headquarters, Off Thika Road | Nairobi | ||||
10 | Asili Sacco Society Ltd | P.O Box 49064 – 00100 Nairobi | Asili Co – op Centre, The Lower Ngara Road, Nairobi | Nairobi | ||||
11 | Azima Sacco Society Ltd | P.O Box 1124 – 01000, Thika | Azima Sacco Plaza, Wabera Street, Thika | Kiambu | ||||
12 | Bandari Sacco Society Ltd | P.O Box 95011 – 80104, Mombasa | Moi Avenue, Mombasa | Mombasa | ||||
13 | Baraka Sacco Society Ltd | P.O Box 1548 – 10101, Karatina | Station Road, Off Kiaruhiu Street, Karatina | Nyeri | ||||
14 | Baraton Sacco Society Ltd | P.O Box 2500 – 30100, Eldoret | University Of Eastern Africa, Baraton, Off Eldoret – Kapsabet Road, Chepterit Junction | Uasin Gishu | ||||
15 | Biashara Sacco Society Ltd | P.O Box 1895 – 10100 Nyeri | Biashara Sacco Building, Kimathi Way, Nyeri Town | Nyeri | ||||
16 | Biashara Tosha Sacco Society Ltd | P.O. Box 189 – 60101, Embu | Gakundu F.C.S Building, Embu – Kianjokoma Road, Embu | Embu | ||||
17 | Bi–High Sacco Society Ltd | P.O. Box 90 – 60500, Marsabit | Marsabit Teachers Plaza,Mosque Road,Marsabit | Marsabit | ||||
18 | Bingwa Sacco Society Ltd | P.O Box 434 – 10300, Kerugoya | Bingwa Sacco Complex, Kutus – Karatina Road, Kerugoya Town | Kirinyaga | ||||
19 | Boresha Sacco Society Ltd | P.0 Box 80 – 20103, Eldama Ravine | Teachers Plaza – Market Road, Eldama Ravine Town | Baringo | ||||
20 | Capital Sacco Society Ltd | P.O Box 1479 – 60200, Meru | Maccu Building, Kenyatta Highway, Meru | Meru | ||||
21 | Centenary Sacco Society Ltd | P.O Box 1207 – 60200, Meru | Intercity Building, Meru – Nanyuki Highway, Meru Town Centre | Meru | ||||
22 | Chai Sacco Society Ltd | P.O Box 278 – 00200, Nairobi | Chai House, Koinange Street, Nairobi | Nairobi | ||||
23 | Chuka University Sacco Society Ltd | P.O Box 109 – 60400, Chuka | Chuka University, Students Recreation Centre, Chuka Town | Tharaka Nithi | ||||
24 | Chuna Sacco Society Ltd | P.O Box 30197 – 00100, Nairobi | University Of Nairobi, Engineering Department Building – Harry Thuku Road | Nairobi | ||||
25 | Cosmopolitan Sacco Society Ltd | P.O Box 1931 – 20100 Nakuru | Natec Plaza, Kijabe Row Street, Nakuru | Nakuru | ||||
26 | County Sacco Society Ltd | P.O Box 21 – 60103, Runyenjes | County Sacco Building, Kanja Shauri Road, Kanja Town | Embu | ||||
27 | Daima Sacco Society Ltd | P.O Box 2032 – 60100, Embu | Daima Sacco Building, Mutunduri – Kianjokoma Road, Manyatta Market Centre | Embu | ||||
28 | Defence Sacco Society Ltd | P.O Box 40668 – 00100 Nairobi | Ulinzi House, Lenana Road, Hurlingham, Nairobi | Nairobi | ||||
29 | Dhabiti Sacco Society Ltd | P.O Box 353 – 60600, Maua | Dhabiti Sacco Building, Maua – Mikinduri Road, Maua Township | Meru | ||||
30 | Dimkes DT Sacco Society Ltd | P.O Box 886 – 00900, Kiambu | Bishop Magua House, Biashara Street, Kiambu Town | Kiambu | ||||
31 | Dumisha Sacco Society Ltd | P.O. Box 84 – 20600 Maralal | Dumisha Sacco Plaza – Harambee Road, Maralal | Samburu | ||||
32 | Eco–Pillar Sacco Society Ltd | P.O Box 48 – 30600 Kapenguria | MakutanoTeachersPlaza,LotodoStreet,Kapenguria Town | West – Pokot | ||||
33 | Edis Sacco Society Ltd | P.O. Box 228 – 20400, Bomet | Ngocho Building, Opposite NCPD, Ngocho, Bomet | Bomet | ||||
34 | Egerton Sacco Society Ltd | P.O Box 178 – 20115 Egerton | Egerton Sacco Plaza, Egerton University, Njoro Township | Nakuru | ||||
35 | Elimu Sacco Society Ltd | P.O Box10073 – 00100, Nairobi | Mubiru Road, Nairobi | Nairobi | ||||
36 | Enea Sacco Society Ltd | P.O Box 1836 – 10101 Karatina | Kiangararu House, Karatina – Nairobi Highway, Karatina | Nyeri | ||||
37 | Faridi Sacco Society Ltd | P.O Box 448 – 50400, Busia | Faridi Housing Plaza, Busia – Kisumu Road | Busia | ||||
38 | Fariji Sacco Society Ltd | P.O.Box 589 – 00216, Githunguri | Diplomat Building, Githunguri Street, Kiambu | Kiambu | ||||
39 | Fortitude Sacco Society Ltd | P.O Box 237 – 40205, Mbita | Fortitude Sacco Building, Mbita Township | Homabay | ||||
40 | Fortune Sacco Society Ltd | P.O. Box 559 – 10300, Kerugoya | Fortune Plaza, Main Street, Kerugoya | Kerugoya | ||||
41 | Fundilima Sacco Society Ltd | P.O. Box 62000 – 00200 Nairobi | Fedha House in JKUAT, Juja Town | Kiambu | ||||
42 | GDC Sacco Society Ltd | P.O. Box 896 – 00216, Githunguri | GDC Sacco Plaza, Market Street, Kiambu | Kiambu | ||||
43 | Golden Pillar Sacco Society Ltd | P.O Box 3192 – 60200, Meru | Imenti Complex, Main Stage, Meru Town | Meru | ||||
44 | Good Faith Sacco Society Ltd | P.O. Box 224 – 00222, Uplands | Nyambari Kiambu – Kiwa House, Uplands Githunguri Rd | Kiambu | ||||
45 | Good Hope Sacco | P.O Box 158-20500, Narok | Mwalimu Plaza, Narok-Kijabe Road, Narok | Narok | ||||
46 | Goodway Sacco Society Ltd | P.O Box 662 – 10300, Kerugoya | Machere Plaza, Kerugoya Back Street, Kerugoya Town | Kirinyaga | ||||
47 | Gusii Mwalimu Sacco Society Ltd | P.O Box 1335 – 40200, Kisii | Mwalimu House, Kisii – Kericho Road, Kisii | Kisii | ||||
48 | Harambee Sacco Society Ltd | P.O Box 47815 – 00100, Nairobi | Harambee Sacco Plaza, Haile Selassie Avenue, Nairobi | Nairobi | ||||
49 | Hazina Sacco Society Ltd | P.O Box 59877 – 00200, Nairobi | Hazina Sacco Place, Ngong Road, Nairobi | Nairobi | ||||
50 | Home Business SaccoSociety Ltd | P.O Box 1073 – 20300, Nyahururu | Tec Biz Centre, Koinange Road, Nyahururu Town | Laikipia | ||||
51 | Ilkisonko Sacco Society | P.O Box 91 – 00209, Loitokitok | Musangairo FCS Building, Loitokitok Town | Kajiado | ||||
52 | Imarika Sacco Society Ltd | P.O Box 712 – 80108, Kilifi | Imarika Plaza, Kenyatta Road, Kilifi | Kilifi | ||||
53 | Imarisha Sacco Society Ltd | P.O. Box 682 – 20200, Kericho | Kipsigis Teachers Cooperative House, Kisumu – Nakuru Highway | Kericho | ||||
54 | Invest&Grow(IG)SaccoSociety Ltd | P.O. Box 1150 – 50100, Kakamega | Invest & Grow Plaza, Khalisia Road 3, Kakamega | Kakamega | ||||
55 | Jamii Sacco Society Ltd | P.O. Box 57929 – 00200, Nairobi | Jamii Sacco Court, Mukenia Road, South B, Nairobi | Nairobi | ||||
56 | Jamii Yetu Sacco Society Ltd | P.O Box 469 – 60600, Maua | Amwathi MMH Sacco Plaza, Kanuni Road, Maua | Meru | ||||
57 | Jitegemee Sacco | P.O Box 86937 – 80100, Mombasa | L.R No. 242, Msa/Block 134/XXVI, Kizingo House No.2, Kaunda Street, Mvita, Mombasa. | Mombasa | ||||
58 | Joinas Sacco Society Ltd | P.O Box 669 – 00219 Karuri | Kanja House, Limuru – Banana Road, Banana Town | Kiambu | ||||
59 | Jogoo Sacco Society Ltd | P.O Box 56074 – 00200, Nairobi | Commodore Office Suites, Off Ngong/Ring Road Kindaruma Avenue, Nairobi | Nairobi | ||||
60 | Jumuika Sacco Society Ltd | P.O BOX 14 – 40112, Awasi | Chemelil Sugar Sports Complex | Kisumu | ||||
61 | Kabiyet Sacco Society Ltd | P.O. Box 195 – 30303, Kabiyet | Mosoriot – Kaiboi Road, Kabiyet Trading Centre | Nandi | ||||
62 | Kencream Sacco Society Ltd | P.O Box 30131 – 00100, Nairobi | Creamary House, Dakar Road, Nairobi | Nairobi | ||||
63 | Kenpipe Sacco Society Ltd | P.O Box 314 – 00507, Nairobi | Kenpipe Plaza, Sekoni Road, Nairobi | Nairobi | ||||
64 | Kenversity Sacco Society Ltd | P.O Box 10263 – 00100, Nairobi | Kenversity Plaza, Kahawa Sukari Road, Nairobi | Nairobi | ||||
65 | Kenya Achievas Sacco Society Ltd | P.O Box 3080 – 40200, Kisii | Achievas Plaza, Kisii–KilgorisRoad,Nyamache Town, Kisii | Kisii | ||||
66 | Kenya Highlands Sacco Society | P.O Box 2085 – 20200, Kericho | Temiik House, Kericho – Kisumu Highway | Kericho | ||||
67 | Kenya National Police DT Sacco Society Ltd | P.O Box 51042 – 00200, Nairobi | Kenya Police Sacco Plaza, Ngara Road, Nairobi | Nairobi | ||||
68 | Keystone Sacco Society Ltd | P.O. Box 2073 – 40100, Kisumu | Kenya Re – Insurance Plaza, Bank Street, Kisumu | Kisumu | ||||
69 | Kimbilio Daima Sacco Society Ltd | P.O Box 81 – 20225, Kericho | Chepsol Plaza, Kimulot Road, Kapset | Bomet | ||||
70 | Kimisitu Sacco Society Ltd | P.O. Box 10454 – 00200, Nairobi | AEA Plaza, Valley Road, Nairobi | Nairobi | ||||
71 | Kingdom Sacco Society Ltd | P.O Box 8017 – 00300, Nairobi | Empower House, Githurai 45, Thika Road | Kiambu | ||||
72 | Kitui Teachers Sacco Society Ltd | P.O. Box 254 – 90200, Kitui | Teachers Plaza, Kitui Town | Kitui | ||||
73 | Kolenge Tea Sacco Society Ltd | P.O Box 291– 30301, Nandi Hills | Nandi Hills Plaza, Nandi Hills Town | Nandi | ||||
74 | Koru DT Sacco Society Ltd | P.O Box Private Bag – 40100, Koru | Homalime Company Limited, Koru Town | Kisumu | ||||
75 | K – Pillar Sacco Society Ltd | P.O Box 83 – 20403, Mogogosiek | K – Pillar Building, Bomet – Litein Road, Mogogosiek | Bomet | ||||
76 | K – Unity Sacco Society Ltd | P.O Box 268 – 00900, Kiambu | K – Unity Building, Kiambu Town | Kiambu | ||||
77 | Kwetu Sacco Society Ltd | P.O Box 818 – 90100, Machakos | Mwalimu Centre, Syokimau Road, Machakos Town | Machakos | ||||
78 | Kwikas DT Sacco Society Ltd | P.O Box 27 – 20306, Ndaragwa | Ndaragwa Umoja Building, Kimathi Road, Nyandarua | Nyandarua | ||||
79 | Lainisha Sacco Society Ltd | P.O Box 272 – 10303, Wang’uru | Lainisha Sacco Building, Mwea Town, Kirinyaga | Kirinyaga | ||||
80 | Lamu Teachers Sacco Ltd | P.O Box 14 – 40112, Lamu | L.R No 784/1, Lamu Teachers Sacco Building, Galogalo Street, Lamu | Lamu | ||||
81 | Lengo Sacco Society Ltd | P.O. Box 1005 – 80200, Malindi | Standard Arcade – Mama Ngina Street, Malindi Town | Kilifi | ||||
82 | Mafanikio Sacco Society Ltd | P.O Box 86515 – 80100, Mombasa | Mombasa Teachers Building, Jomo Kenyatta Avenue, Mombasa | Mombasa | ||||
83 | Magadi Sacco Society Ltd | P.O. Box 13 – 00205, Magadi | Pam View Building, Magadi Road, Magadi Soda, Kajiado | Kajiado | ||||
84 | Magereza Sacco Society Ltd | P.O. Box 53131 – 00200, Nairobi | Mageso Chambers, Moi Avenue, Nairobi | Nairobi | ||||
85 | Maisha Bora Sacco Society Ltd | P.O. Box 30062 – 00200, Nairobi | Commercial Street, Industrial Area, Nairobi | Nairobi | ||||
86 | Mentor Sacco Society Ltd | P.O Box 789 – 10200, Murang’a | Mentor Plaza, Uhuru Road, Muranga | Murang’a | ||||
87 | Metropolitan National Sacco Society Ltd. | P.O Box 871¬ – 00900, Kiambu | Metropolitan National Sacco Society Ltd Building, Biashara Street, Kiambu Town | Kiambu | ||||
88 | Mudete Sacco Society Ltd. | P.O. Box 221 – 50104, Kakamega | Sacco Plaza, Khayega, Kakamega | Kakamega | ||||
89 | Muki Sacco Sacco Society Ltd | P.OBox398–20318, NorthKinangop | Muki House, Ndunyu Njeru Road, Kinangop | Nyandarua | ||||
90 | Mwalimu National Sacco Society Ltd. | P.O. Box 62641 – 00200, Nairobi | Hill Lane, Nairobi City | Nairobi | ||||
91 | Mwietheri Sacco Society Ltd | P.O Box 2445 – 60100, Embu | Rungeto F.C.S, Githure | Embu | ||||
92 | Mwito Sacco Society Ltd | P.O Box 56763 – 00200, Nairobi | Mwito Building, Desai Road, Nairobi | Nairobi |